Good health apps literally now cost pennies

Almost everyone today has either a tablet or a smartphone in their pocket or bags, and that means that financial health is really just a few clicks away. There are many different apps designed to help make personal finance a bit easier for the modern person. Now you do not have to be a finance expert in order to keep your accounts in order because

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UK personal debt just keeps rising

“The only sure things are death and taxes” – or words to that effect – might be quite accurate, but for most adults in the civilized world another sure thing could be added, and that is debt. Most of us owe a little or a lot of money at some point in our lives, and that’s perfectly acceptable up to a point.

According to the UK

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Balance transfer customers are missing payments and adding to their debt has released the findings of their latest research which claims that 25% of the total number of people who went after cheap balance-transfer credit cards, have missed at least one monthly payment in the past year. In most of these cases, they have to pay an interest fee of around 20% per year, in addition to their already debts.

The research was conducted after Barclaycard

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Equifax advise potential users of the Home to Buy mortgage guarantee scheme has all the details you will need if you are looking to take advantage of the ‘Help to Buy’ mortgage guarantee scheme from the Government.

In a week when it is expected that thousands of potential first time buyers will be looking to take advantage of the Help to Buy mortgage guarantee scheme to get their feet on the property ladder, Equifax have highlighted the

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Management applications for personal finances more readily available than ever

There’s an abundance of management applications for personal finances available, from Simple, a bank linked, real-time app to keep track of outgoings and incomings (unfortunately only in the US) to Dollarbird, an ultra-smart calendar app tracking expenses and income.

The new app on the block is Level which is quite similar to Simple. It links to your accounts and gives real-time metrics on spending and income

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Phase 2 of the government’s home loan guarantee scheme is up and running

The government increased the home loan guarantee scheme in the second phase and has revealed it to the public with something of a fanfare. At last, the home loan companies will be offering their products to Joe public.

Phase two has been planned in such a way so that small investors can easily buy a real estate property at lower prices than current rates. The purpose

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Despite fall inflation still higher that government target

Though the rate of inflation has been falling and presently stands at 2.7%, it is still higher than the target of 2% that the government has in its mind. This is why middle class is still feeling the heat of inflation with those dependent upon their pensions being the hardest hit as they have small incomes to make ends meet. Peter Tutton, a member of

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Government start to claw back child benefit payments

It was announced by the government in its last budget that it intends to recover some of the child benefit it has been giving to lower income families. The entire child benefit will be recovered in cases where one of the partners earns more than £60000 per annum.

The new proposal, called High Income Child Benefit Charge (HICBC), came into effect from January this year. Those

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PPI could be just the beginning of mis-sold financial products

Millions of consumers are now closer to receiving compensation after they were mis-sold insurance that was originally marketed to them as a way to protect against having their bank cards stolen or losing them. The policies that CCP set up were offered to customers at all of the major banks in the UK.

According to the insurance policy, those who took the extra policy would receive

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Millions of pounds in retirement income wasted each year

Pensioners should benefit from a new Annuity Window that was opened up last week as part of a new initiative. The ABI (Association of British Insurers) opened up a new annuity window that will allow consumers to be more hands-on and informed about how they can tap into their pension pot in order to buy an annuity which is a better way to make sure

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