http://www.personalfinancestuff.co.uk personalfinancestuff.co.uk Mon, 01 Aug 2011 17:53:17 +0000 hourly 1 http://wordpress.org/?v=3.3.1 http://www.personalfinancestuff.co.uk/consumer-products/halifax-has-to-pay-500m-to-mortgage-holders/comment-page-1/#comment-679 Nev Mon, 01 Aug 2011 17:53:17 +0000 http://www.personalfinancestuff.co.uk/?p=202#comment-679 You should allways consider the total cost of switching mortgaes (redemption fees, arangement fees, Broker fees) yes there are some great 5 year fixed rate deals at the moment but who can predict the BOE base rate over the period. If you have a good rate at the moment "overpaying" will make things easier in the future when the base rate rises. You should allways consider the total cost of switching mortgaes (redemption fees, arangement fees, Broker fees) yes there are some great 5 year fixed rate deals at the moment but who can predict the BOE base rate over the period. If you have a good rate at the moment “overpaying” will make things easier in the future when the base rate rises.

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