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Every resident person in the UK is entitled to receive a tax free income of £7,475 in the fiscal year 2011/12. And that includes children. This means that any money invested for a child can earn interest at the gross rate rather than having standard rate tax at 20% deducted by the bank or building society. [...]  The recent recession has highlighted the need to have a good and clear control over personal finances. Circumstances can change quickly in uncertain times and any significant change in finances can disrupt a once comfortable lifestyle. Of all the lessons learnt, perhaps the greatest is the need to provide a buffer to carry us through any [...] |
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